This website uses cookies to get the best experience on our website

More InfoI accept

Want to get in touch with the Estate Agency team?

Carlisle

Cockermouth

Keswick

Kirkby Stephen

Penrith

Whitehaven

Filter

PFK Property Management Feedback

October 2020 Feedback Estate Agency

Julia and Tony Porter recently found themselves needing to secure a rental property quickly. PFK managed to secure a suitable property for Julia and Tony and they have left us…

PFK Property Management Feedback
Read more

PFK Property Management Feedback

October 2020 Estate Agency

Julia and Tony Porter recently found themselves needing to secure a rental property quickly. PFK managed to secure a suitable property for Julia and Tony and they have left us this great review:

 

Our time at the property was invaluable, there is a long list of things we will miss including the brilliant little garden, plenty of car parking and glorious walks from the doorstep. The views are incredible! Bird watching, sunsets and early morning mist, every moment from those big windows was astounding. A cosy and attractive property which we loved. A big thank you to PFK Property Management for their friendly service and continuous support, a pleasure to deal with.

 

If you need any advice or want to know more about the services we offer, please click here – https://estates.pfk.co.uk/…/10/Your-guide-to-Lettings-.pdf

Loo Rolls And Other Flying Objects

October 2020 Blog Estate Agency

As we head for autumn and further Covid restrictions, Lesley, manager of our Whitehaven team assesses the state of the property market. So many people are asking us about the…

Loo Rolls And Other Flying Objects
Read more

Loo Rolls And Other Flying Objects

October 2020 Estate Agency

As we head for autumn and further Covid restrictions, Lesley, manager of our Whitehaven team assesses the state of the property market.

So many people are asking us about the property market at the moment. To provide some perspective, we often answer the question with a question. We ask, “Do you remember back in March, how loo rolls became difficult to find as they were flying off supermarket shelves?”

“It would be hard to forget,” most people reply.

So we say, “That’s what’s happened to property: houses are flying off our books.”

While the country was in lockdown, no one could envision what would happen to the property market next – including us. We couldn’t predict the strength of public demand for changes in surroundings and lifestyle. We couldn’t know how people would react to isolation, sudden changes in working practices and the resulting opportunity to commute less often but therefore further – providing the chance to buy a larger suburban or rural house and garden.

Now, after several months of the most extraordinary market most of us can remember, we have experienced the combined effects of the Covid and Brexit bounces, the relaxation of stamp duty and low-interest rates.

Many first and second-time buyers and sellers won’t remember the days when the market was on fire like this; when there were multiple offers on houses for sale, prices were spiralling upwards, and property was selling almost as soon as it came on to the market.

But we remember those days. We remember them very well. That is why we are highly experienced and skilled in dealing with this unexpectedly buoyant market.

For those thinking of buying before the end of the stamp duty reprieve, we recommend doing so now. Why? Because neither we nor anyone else, including the Chancellor, knows what’s going to happen next. Another national lockdown – if there were to be one – might only temporarily suppress this strong market and drive even more people to want to move. But big questions remain about the market in 2021.

High unemployment, a negative Brexit trade deal, tighter mortgage criteria and the end of the stamp duty relaxation, could turn off the tap that was so dramatically turned on in July.

Only time will tell. But in the meantime what we do know is that property is flying and we are here to help buyers and sellers fly with it.

 

Lesley Waugh, Manager of PFK Whitehaven team. 

 

Support in all forms, is needed now more than ever

October 2020 Blog Estate Agency

It is easy to go through each day at such a speed that time really does fly by, and before you know it, another day, week and month has gone.…

Support in all forms, is needed now more than ever
Read more

Support in all forms, is needed now more than ever

October 2020 Estate Agency

It is easy to go through each day at such a speed that time really does fly by, and before you know it, another day, week and month has gone. I can safely say that is the case for me both personally and professionally.

What we have experienced over the last few months has, needless to say, been unprecedented. No one could have prepared us emotionally, physically and mentally for what we have gone through and what else is still to come.

What will we tell the future generations and what will the text books of the future say?

If someone had said to me in March that we were going to be rushed off our feet and have record breaking months for listings and sales once we returned to work, I would have said ‘I hope so, but time will be needed to recover’. How wrong could I have been! These last few months have shown both our own, and the housing market’s resilience through challenging times and it has highlighted the need for support. Support for each other, support for our clients and support to those who need guidance through these strange times. Local businesses can provide you with support and when it comes to the housing market, we are here to help on any level we can.

I feel very strongly this can be provided by those who work within local agencies, rather than the larger national agents, by having that person to speak to, an office to go into if needed and being able to pick the brains of those who live in the area, give people belief and confidence that the move is the right move and try to eradicate any degree of uncertainty. As a result, the continuing strength of the market in this region will be very much down to the local businesses, local knowledge and local confidence along with the ability to be able to converse with prospective sellers and buyers to give them the reassurance that the next move is the right move they are making in these ever changing times. Ultimately it is important we try and maintain a degree of stability in the housing market and focus on the continued sales to buyers both within and out of the county, not only to benefit the housing industry but also local businesses that also benefit the support of a strong housing infrastructure.

It is vitally important we continue to look at the bigger picture and continue to provide the support and service that people have come to expect.

So, let the days turn to weeks and the weeks turn to months, but don’t be afraid to stop, take stock for a moment and re focus to make sure you are on the right track and have the right support.

Stay safe!

Nina Robinson, Valuer at PFK Estate Agency Penrith 

Looking for your next home?

The PFK Estate Agency team spans across six branches, making it easier than ever to find just what you’re looking for.

Find out more
Looking for your next home?

Need help managing your estate?

PFK Land Agency has helped with a broad range of land and estate management requirements. You name it, we’ve got the experience.

Find out more
Need help managing your estate?

PFK Land & Development is here

PFK Land and Development offers integrated professional property services by bringing together our specialists.

Find out more
PFK Land & Development is here

Free, no obligation consultation

PFK Surveys have an expert team of chartered surveyors who offer free, no obligation consultations.

Find out more
Free, no obligation consultation

I Wish

September 2020 Blog Estate Agency

Don’t you wish that just once you could have a sure fire tip about the perfect time to buy and/or sell an investment? If only you or your…

I Wish
Read more

I Wish

September 2020 Estate Agency

Don’t you wish that just once you could have a sure fire tip about the perfect time to buy and/or sell an investment?

If only you or your parents had known to invest in a small Californian computer start-up company called Apple in 1976. An £800 investment then would be worth over £30 billion today.

Finding these tips and then acting on them is the stuff of legends. But it is still possible to do the right thing at the right time by listening to the right people.

For example, a good estate agent with great local knowledge knows exactly what is happening in the property market. So, if you are thinking of buying or selling your home, a good first move would be to get the best local advice.

And what would we say if you asked us about the market right now? We would say that, following lockdown, we have not seen as buoyant or active a market as this since before the great recession in 2007/8. We would tell you that properly priced property is flying off the shelves. But we would also tell you that the property market is cyclical, and that sometime after this scramble to buy and sell is over, the market will eventually cool – it always does. It cannot stay like this forever.

Finally, we will tell you that now is as near perfect a time to buy and/or sell a property as you are likely to find, and that periods like this only come round every ten years or so. Plus, this time, there is Stamp Duty relief for many home buyers, and the lowest mortgage interest rates in history.

You’ll be pleased to know that we don’t charge for insightful property advice, and while we might not be able to turn £800 into £30 billion for you, we can help you make the most of what is probably your most financially valuable asset.

So, go on, make a legendary move ……………

Harriet Simpson, manager of PFK Estate Agency, Penrith.

Before and After

August 2020 Blog Estate Agency

I’ve been mulling over this Blog for weeks. Before and After. What? The film starring Meryl Streep? Sadly if today you Google “Before and After” you get dreadful pictures…

Before and After
Read more

Before and After

August 2020 Estate Agency

I’ve been mulling over this Blog for weeks. Before and After. What? The film starring Meryl Streep? Sadly if today you Google “Before and After” you get dreadful pictures of Beirut and the devastating ammonium nitrate explosion. No, not that either. Before and After Covid-19 would be far too ambitious – I can just remember a time before, but I’m sure there’s a long way to go before we can say “after” Covid. I wanted to write about something much nearer to home in more than one sense of that phrase: about a local property which has been sympathetically improved, enhancing life for the occupiers and fully in keeping with this beautiful part of the world. Unfortunately, we are neither “before” or “after” but still “during” Covid restrictions, and so the work is still awaiting the attention of skilled craftsmen. Well, now you know what I’ll be writing about at some point in the future!

We might not have reached “after” Covid yet but there have certainly been changes in the property market. The Chancellor of the Exchequer has raised the threshold at which stamp duty kicks in to £500,000, to help people move home, save them up to £15,000 in tax, and boost the economy. This will last until the end of March next year. The surcharge for non-owner-occupied properties remains in place but whichever way you look at it, there are savings of up to £15,000 on house purchases in and around Keswick.

My office has recently been insanely busy and we’ve undertaken more valuations in a week than in a typical pre-Covid month. Perhaps I shouldn’t use the word “insanely” because there seem to be a number of good and sane reasons for this upsurge. Obviously people who have been thinking of moving are now motivated by the Chancellor’s generosity, which is exactly what he’d hoped for. And for the first time in my years managing this office we have sufficient numbers of properties coming onto the books to meet demand – for the moment. Perhaps the attractions of living in a more rural and outdoors environment as opposed to urban or suburban locations have also become more apparent during the Covid period. If so, either as a main home or as a holiday home, where better than Keswick to enjoy fell views, good food and drink, wonderful walking and water sports.

On the investment side, bricks and mortar can be viewed as again offering a safer bet than the Stock Market with its high profile Fund Management problems and the FTSE-100 index currently labouring at mid-1990’s level. These are just random reflections of mine so please take professional advice before investing. But, whatever the reasons for the current level of interest in properties in and around Keswick, I’m most certainly busy!

If you are thinking of buying or selling property in this area, the sooner I hear from you, the better. And please stay safe!

Hannah Sims – Manager at PFK Estate Agency, Keswick 

Busy, maxi boom market

August 2020 Blog Estate Agency

As we head for late summer, Lynne Lancaster, Head of Estate Agency assesses the property market. Covid19 hasn’t been the only outbreak this year. There has also been an…

Busy, maxi boom market
Read more

Busy, maxi boom market

August 2020 Estate Agency

As we head for late summer, Lynne Lancaster, Head of Estate Agency assesses the property market.

Covid19 hasn’t been the only outbreak this year. There has also been an outbreak of property sales and lettings since lockdown. The press has called the current property market a mini boom but we would call it a maxi boom.

Mini booms occur when there is above average activity. Maxi booms happen when buyers are queueing up, there are multiple offers for most properties on the market, and deals regularly go to best and final offers only to exceed the original guide prices. This is what we are currently experiencing.

The lettings sector has not been left out of this frenzy as there also continues to be enormous demand for rental properties.

Our phones have been ringing off the hook, emails have doubled, WhatsApp also and the numbers of visitors to our website and social media pages have skyrocketed.

Many things have changed since the pandemic and one of these changes is in the attitude many of us have in relation to how and where we want to live. The demand continues for more spacious, greener living with the opportunity to have a working space at home.  The temporary reduction in stamp duty has not only helped many second and third time buyers, but it has also helped holiday home and buy-to-let purchasers.

As we head towards late summer our phones continue to ring and there is no let up in demand. We don’t know how long this demand for property will last, but for buyers and sellers right now it is a boom market. So our advice is; strike now whilst the iron is hot.

Arrange your free valuation today by contacting your local PFK office below…

Contact

Landlord Feedback

July 2020 Feedback

We first used PFK to let and manage a flat in Penrith in 1992, when we lived in Birmingham and had a second home - Holly Cottage - in The…

Landlord Feedback
Read more

Landlord Feedback

July 2020
We first used PFK to let and manage a flat in Penrith in 1992, when we lived in Birmingham and had a second home – Holly Cottage – in The Eden Valley. The arrangement proved completely satisfactory, so we continued it when we moved into the cottage full time in 2000. It made perfect sense to use them when we recently decided to let the cottage on downsizing.
 
PFK have been efficient in finding new tenants for both properties on the rare occasions that this has been necessary. They provide guidance on all the legislation with which the landlord has to comply, recommending suitable contractors when required. They have reacted promptly to the needs of our tenants, consulting us when necessary and instructing thoroughly vetted and insured contractors appropriate to the job. Another important aspect of their service is the efficient way that they collect and process rents and costs, promptly passing on the balance to the landlord. Our working relationship with PFK has given us peace of mind and we have no hesitation in recommending the highly professional service that they offer to others.
 
– Mr & Mrs Lyon | PFK managed landlord since 1992

Make Hay While The Sun Shines 

July 2020 News Estate Agency

Lynne Lancaster, head of estate agency, assesses the Chancellor’s stamp duty changes, designed to stimulate the property market. With demand for property at a welcome high level, one thing…

Make Hay While The Sun Shines 
Read more

Make Hay While The Sun Shines 

July 2020 Estate Agency

Lynne Lancaster, head of estate agency, assesses the Chancellor’s stamp duty changes, designed to stimulate the property market.

With demand for property at a welcome high level, one thing was needed to help create what could be the most active market since the great recession and that was greater affordability.

The Chancellor has gone a long way to help through his mini-budget. From 8th July 2020 until 31st March 2021 there will be a temporary stamp duty holiday on the first £500,000 of all property sales in England and Northern Ireland. This does not affect Scotland and Wales, which have their own property transaction tax regimes.

Under Sunak’s change buyers of second homes and buy-to-let properties will also benefit, but they will still have to pay the existing 3% extra duty due on the entire price. During this tax holiday, the average stamp duty bill will fall by £4,500, and almost nine out of ten people buying a main home this year will pay no stamp duty at all. Anyone buying a home for around £475,000 will save almost £14,000 in tax.

We in the property industry have long called for the government to review this tax as it has become a serious hindrance to buyers. Although seen as unfair by many, the government’s annual return from stamp duty is around £12bn – roughly equivalent to 2% of the Treasury’s total tax income. However the Prime Minister has said in the past that he wanted to review duty up to £500,000 and reduce the top rate – on homes costing more than £1.5 million at a suggested reduction from 12% to 7%.

The new stamp duty level and the increased desire by many to make a lifestyle change mean this is the best time for years to buy a property and as any farmer will tell you, make hay while the sun shines.

If you would like any further information, please contact your local PFK office. https://estates.pfk.co.uk/contact/

Our Local Property Market

June 2020 Blog Estate Agency

Lynne Lancaster, Head of Estate Agency, looks at the current impact of our local property market. The relaxation of the Covid lockdown rules has taken the property industry by surprise,…

Our Local Property Market
Read more

Our Local Property Market

June 2020 Estate Agency

Lynne Lancaster, Head of Estate Agency, looks at the current impact of our local property market.

The relaxation of the Covid lockdown rules has taken the property industry by surprise, albeit a pleasant surprise. There is an exodus from urban areas to rural locations. As we have previously said more buyers now want open space and extra room at home than they did before the lockdown. Larger houses have suddenly become more popular as buyers look for extra working space – not just for one person but also for two or more people.

Properties that are situated away from major cities are increasingly in demand. Buyers are moving away from commuter belts and the need previously to live close to work.  Now that working from home is the new ‘norm’ they are looking for more expansive homes farther out.

We cover an area of outstanding natural beauty including the Lake District National park and we also cover other areas that provide easy access to it: Carlisle, Cockermouth, Keswick, Kirkby Stephen Penrith and Whitehaven.

It is difficult to say how long this may last however we continue through a safe flexible Covid-19 approach, to help customers find their ideal property and location. Right now just might turn out to be a better time in the property market and with that said all of our offices are happy to help you in relation to any enquiry you may have. Visit our website for your local office’s contact details –  https://estates.pfk.co.uk/contact/

PFK Carlisle - Helping our customers move during Covid 19

June 2020 Blog Estate Agency

The Covid 19 lockdown was a challenging time for everyone and the buying and selling of houses has been no different. Home moving was initially classed as not essential and…

PFK Carlisle - Helping our customers move during Covid 19
Read more

PFK Carlisle - Helping our customers move during Covid 19

June 2020 Estate Agency

The Covid 19 lockdown was a challenging time for everyone and the buying and selling of houses has been no different. Home moving was initially classed as not essential and we were unable to carry out home visits which in turn meant that buyers and estate agents couldn’t make appointments to view houses in person.  We managed to navigate around this by offering virtual alternatives.

When the government announced the lock down on the 23rd of March there was a particular group of people immediately effected and it was those who had agreed sales prior to lockdown with completion dates almost imminent. Understandably many of these sales were put on hold due to various reasons like one party being in the high risk category. But what of the chains where all parties wanted to move asap? We had such a chain, where we had first time buyers buying one of our properties in Carlisle, the sellers were then buying a vacant property again through ourselves and everyone was keen to move.

The first thing to do was ascertain, was this even possible within the UK government and law society guidelines? Ourselves and the solicitors reviewed both sets of guidelines and discovered that it would be possible to get everyone moved working to the guidelines set and observing social distancing measures.  The buyers, sellers, solicitors and us as the agents worked alongside one another to make the move happen. It was agreed that the completion could take place and that the sellers of the occupied property would move out of their property after wiping down all surfaces and door handles etc and leaving it vacant for 24 hours.  Those sellers then moved into the vacant property and their first time buyer waited 24 hours before moving into their previously occupied property.

The outcome of this story is that even in the most challenging of times if we work together the right outcomes can be achieved, one of the customers involved in the transaction above sent us this lovely message:

Just wanted to thank you all for selling our home so quickly and getting our purchase completed. From start to finish you were all very helpful and quick to respond to queries and problems involved in our move which was made more stressful with the Covid situation. A professional, friendly, efficient service was provided. 

1 2 3 4 5 6

Estate Agency

Buying or selling, renting or letting, our expert team is here to help your transaction go smoothly. Speak to a member of the team to see how we can support you today.

Visit site

Land Agency

A comprehensive range of professional property services for the farming and rural community

Visit site

Planning & Development

Offering integrated professional property services. Speak to one of our experts and let them guide you through the development process from beginning to end

Visit site

Surveys

Our team of chartered surveyors can conduct everything from major structural surveys to simple valuations

Visit site

Auction

The leading auction house in the north, providing a first class service for the sale of art, antiques, and more

Visit site

Media Services

Professional aerial photography and videography services delivered by fully licensed drone pilots

Visit site

Estate Agency

Subscribe to our mailing list

I would like to receive information about PFK's services, events, news and offers by email.

Apply for a role at PFK

We have no available positions at the moment, but please share your interest using the form below so we can consider you for roles in the future.

I agree to my information being stored so PFK can respond to my enquiry by doing so.*
Please check our Privacy Policy to see how we protect and manage your submitted data

I would like to receive information about PFK's services, events, news and offers by email and telephone

*Required fields

Book a valuation

*Required fields

I agree to my information being stored so PFK can respond to my enquiry by doing so.*
Please check our Privacy Policy to see how we protect and manage your submitted data

I would like to receive information about PFK's services, events, news and offers by email and telephone

Arrange a viewing

I have a property to sell or let

I would like my property valued

I agree to my information being stored so PFK can respond to my enquiry by doing so.*
Please check our Privacy Policy to see how we protect and manage your submitted data

I would like to receive information about PFK's services, events, news and offers by email and telephone

*Required fields